Health- Dental-Vision

Hospitalization-Cancer- Accident

Group Life--Group Long Term Disability

Group Short Term Disability

Key- Person/ Buy-Sell Life

Overhead Coverage

Group Long Term Care

HRAs/ HSAs/ Section 125 Plans

Employee Benefits

Our experienced staff can provide you with the information, products,and service you need—regardless of the size of your business or the number of individuals to be covered by:

• Analyzing your existing employee benefit program
  Experienced with first time group coverage ( 2-500 ees)
• Considering the financial requirements of your company
• Considering the personal needs of your employees
• Designing , developing and implementing a benefits program to best fit your company

We also can offer information on Section 125 “cafeteria plans” and flexible spending accounts that will allow certain health care premiums to be paid using pre-tax dollars.Reduction of taxable income by the pre-tax contributions lowers the employees federal income taxes as well as benefiting the employer by reducing FICA and FUTA and SUTA taxes.

Voluntary supplemental products, including life, dental, short and long term disability, long term care, hospitalization, cancer and accident coverages can also be offered.

Whether in the first or last phases of implementation, please be assured that Sherry Franklin & Associates will maintain the highest levels of privacy protection and confidentiality of any and all personal informaiton, including medical and payroll records.